Below is the procedure applied at PAYDEBT in sending debt reminders: Data collection will solely be through voluntary personal sign-off and is secured through the creation of a unique user-password which shall remain known to the client alone Client bio-data shall remain protected under Linkpal System rights only accessible to Linkpal staff. No amount of bio shall be shared with prospects except that authorized by the client for the sole purpose of business To transact on Linkpal, you must be willing to share genuine business details and bio-data. As a user, you remain solely responsible for your log-in password for purposes of ensuring safety of your accounts and for accountability on actions thereto.